Scholars Choice - Landing Community - Individual Investors - Scholars Choice Individual Investor Home Page

  • What is a 529 plan?
  • Who can invest?
  • Is it ever too late to start?
  • How do I begin?

A college savings plan with tax benefits to help you save for higher education.

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Anyone. Parents grandparents, friends and you.

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Regardless of the student's age, the money you invest will have a chance to grow now and all through college.

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Download an application and speak to a financial advisor.

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Scholars Choice Among Top 4 Performance ranking for Scholars Choice Read Now


Age-Based View performance
Years to Enrollment View performance
Selected Allocations View performance
Individual Fund View performance
All Options View performance

What is Scholars Choice?


College savings plan with:

  • Tax Benefits
  • Active portfolio management
  • Total account-owner control
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About Scholars Choice

  • Solid performance, low fees
  • Available nationwide, sold through financial advisors
  • Four investment options, 26 portfolios
  • $250 to open an account

Explore Scholars Choice

Are you saving enough?
Find out with our Tools & Calculators.

What are my investment options?
Learn about our investment options.

Speak to an advisor
Your advisor can help you identify your savings goals and recommend the most suitable Scholars Choice portfolio(s).

Getting Started

  1. Find an advisor
  2. Choose a portfolio
  3. Download an application

A Robust Savings Plan

Scholars Choice offers a range of investment options for your unique goals.

  Investment Options
By Age
Automatic Allocations Age-Based and Years to Enrollment portfolios automatically adjust your investment allocation over time.
By Risk
Selected Allocations Choose a Selected Allocation portfolio according to your risk tolerance.

Individual Fund Five portfolios allowing for flexibility in asset allocation

Compare Fees and Expenses Among States


Each state sponsors its own 529 plan, and programs can vary widely. Tax benefits, fees and expenses are important to consider when deciding which plan to choose. Compare.

*All rankings are as of December 31, 2013 and are based on the universe of 30 advisor-sold plans for Class A share performance (including sales charges). The portfolios within the plans are compared and ranked based on published investment returns. The plan's composite ranking is determined by the average of its percentile ranking. The program ranked 4, 1, 1 and 9 for the quarterly rolling 1-, 3-, 5- and 10-year periods, respectively. Past performance is no guarantee of future results. The performance and rankings discussed are inherently limited and are not indicative of longer-term performance. Current performance may be lower or higher than performance results used for these rankings, resulting in different rankings that may be lower than those shown. Market volatility, interest rate changes and economic events, among other factors, can affect an investment's short-term returns.

Ranking Methodology derives the rankings using each plan's relevant portfolio performance in seven unique asset allocation categories: 100% Equity, 80% Equity, 60% Equity, 40% Equity, 20% Equity, 100% Fixed and 100% Short Term. The plan's composite ranking is determined by the average of its percentile ranking in these categories. Within each category, portfolios are compared and ranked based on published investment returns. Separate rankings are produced for 1-, 3-, 5- and 10-year periods. In addition, two versions of rankings for each performance period are produced: one based on performance without sales charges and the other based on performance with maximum sales charges. Please visit for more information about the ranking. Additional unit classes may exist for each plan ranked. Please refer to each plan's program disclosure statement for more information regarding its performance, fees and expenses. For Scholars Choice's program disclosure statement, please visit

An investor should consider the Program's investment objectives, risks, charges and expenses before investing. The Program Disclosure Statement contains more information; read it carefully before investing. If an investor and/or an investor's beneficiary are not Colorado taxpayers or residents, consider, before investing, whether their home state offers a 529 plan that provides state tax and other benefits that are available only to residents of that state.

Mutual funds are sold through prospectus only. No offer is made hereunder or pursuant to the Program of any of the funds discussed in this website. An investor in the investment options does not have a direct beneficial interest in these funds. Additional fees for the 529 plans will apply.

Investments in the Scholars Choice College Savings Program are not insured by the FDIC or any other government agency and are not deposits or other obligations of any depository institution. Investments are not guaranteed by the State of Colorado, CollegeInvest, Legg Mason Global Asset Allocation, LLC, Legg Mason Investor Services, LLC, or Legg Mason, Inc. or its affiliates and are subject to investment risks, including loss of principal amount invested.

Legg Mason, Inc., its affiliates and its employees are not in the business of providing tax or legal advice to taxpayers. These materials and any tax-related statements are not intended or written to be used, and cannot be used or relied upon by any such taxpayer for the purpose of avoiding tax penalties or complying with any applicable tax laws or regulations. Tax-related statements, if any, may have been written in connection with the "promotion or marketing" of the transaction(s) or matter(s) addressed by these materials to the extent allowed by applicable law. Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.

Scholars Choice is a registered service mark of CollegeInvest. CollegeInvest and the CollegeInvest logo are registered trademarks administered and issued by CollegeInvest, State of Colorado. Legg Mason Global Asset Allocation, LLC is the Investment Manager and Legg Mason Investor Services, LLC is the primary distributor of interests in the Program; together they serve as Manager of the Program. Legg Mason Global Asset Allocation, LLC and Legg Mason Investor Services, LLC are Legg Mason, Inc. affiliates. Legg Mason Global Asset Allocation, LLC, ClearBridge Investments, LLC, Batterymarch Financial Management, Inc., Brandywine Global Investment Management, LLC, Royce & Associates, LLC, Western Asset Management Company and Western Asset Management Company Limited, and Legg Mason Investor Services, LLC are Legg Mason, Inc. affiliates. Thornburg Investment Management, Inc. is not affiliated with Legg Mason Inc. and its affiliates.

Audited financial statements for the Scholars Choice® College Savings Program, including balance sheets, income statements, cash flow statements, and the Management's Discussion and Analysis (MDA), may be viewed at or a hard copy may be obtained by calling Scholars Choice at 888-572-4652.

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